0% APR and 0 payments for 6 or 12 months with purchases made with your Visa, Mastercard and/or American Express® from Banco Popular. Offer starts on July 5, 2019 and ends on July 5, 2020. Offer of 6 months with the special rate of 0% APR and 0 payments is valid for purchases between $1.00 and $349.99. Offer of 12 months with the special rate of 0% APR and 0 payments is valid for purchases over $350.00. Upon expiration of the offer, the current regular rate of your credit card will apply, from 13.24% APR to 28.49% APR. This APR may vary based on the prime rate.