0% APR and 0 payments for 6 or 12 months with purchases made with your Visa and/or Mastercard from Banco Popular. Offer starts on January 24, 2020 and ends on January 24, 2021. Offer for 6 months applies for purchases of $500.00 to $2,499.99 and offer for 12 months applies for purchases over $2,500.00. Upon expiration of the offer, the current regular rate of your credit card will apply, from 10.99% APR to 26.24% APR. This APR may vary based on the Prime Rate.